Top Long Term Care Insurance Companies What Would Happen If Health Insurance Only Covered Emergencies, Long Term Health Care, And Senior Care?

What would happen if health insurance only covered emergencies, long term health care, and senior care? - top long term care insurance companies

Is it not reasonable to assume that the money to risk investing in the company that you need help with one of the largest medical costs?

In American society today is no longer a health insurance program to pay the medical costs for the most important is to be used to cover all medical costs. Today, you pay an insurance for all medical bills to pay, and paying a higher rate charged to the insurance company.

Anyone who drives up costs for all medical costs as medical providers are now a lot of money to institutions that are charged, and not as "clients". But if the insured who do not pay such an institution, and must pay the same price ... and financial problems or debts placed.

But if the insurance will only travel in the emergency room, long term health care with a high level of care for entry into the insurance program is healthier, health care and could not pay the terrible charges that they are now. Prices fall, would not use most of EOC Emergency ServicesAP probably afford to pay out of pocket, and the poor could get some kind of payment plan for the hospital.

What do you think of my proposal?